95623 ZIP Code — El Dorado, CA

El Dorado County, California

ZIP code 95623 is located in El Dorado, California, within El Dorado County. It covers approximately 44.66 square miles and serves a population of 4,488 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 530.

About ZIP code 95623

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $495,300. Owner-occupancy is high at 86%, well above the national average.

Median household income is $94,044. Poverty affects 21% of residents, above the national average. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Overall, ZIP code 95623 reflects a community defined by economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

4,488

population

44.66

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95623 ZIP code map

Cities in ZIP code 95623

Below are the cities the US Postal Service accepts for ZIP code 95623. Using any city not on this list may result in mail delivery delays.

City	Status
El Dorado	Acceptable
El Dorado	Preferred

Nearby ZIP codes

95619 Diamond Springs (5.2 mi) 95682 Shingle Springs (6.8 mi) 95669 Plymouth (9 mi) 95667 Placerville (10.3 mi) 95672 Rescue (11.4 mi) 95629 Fiddletown (12.5 mi) 95685 Sutter Creek (12.6 mi) 95762 El Dorado Hills (13.3 mi) 95709 Camino (13.6 mi) 95651 Lotus (15.9 mi) 95689 Volcano (16.1 mi) 95683 Sloughhouse (16.3 mi)

Demographics updated 06/2026

Population
Total population	4,488
Population density	100 / sq mi
State FIPS	06
County FIPS	017

Geography
Land area	44.66 sq mi
Water area	0.02 sq mi
Latitude	38.6092
Longitude	-120.8483
Timezone	Pacific (PT)
Area code	530

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.6%	30.3%	32.6%
$50k – $100k	25.9%	27.3%	27.7%
$100k – $200k	29.9%	28.3%	26.4%
Over $200k	7.5%	14.1%	13.3%

Demographics & statistics

4,488

Population

100

People per sq mi

48.3

Median age

$94,044

Median household income

$43,703

Per capita income

$495,300

Median home value

$1,738

Median monthly rent

85.6%

Home ownership

21.1%

Poverty rate

7.9%

Unemployment

1,502

Housing units

23.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

111

10–14

100

182

15–19

165

140

20–24

126

335

25–34

303

200

35–44

181

324

45–54

294

132

55–59

119

347

60–64

315

283

65–74

257

175

75–84

159

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	709	15.8%
18 and over	3,779	84.2%
65 and over	928	20.7%
Median age	48.3 years

Race & ethnicity

White 82.2%

Two or more races 7.4%

Hispanic or Latino 3.8%

Asian 3%

Other race 1.9%

Black or African American 0.6%

American Indian / Alaska Native 0.6%

Native Hawaiian / Pacific Islander 0.5%

Group	Count	%
White	3,836	82.2%
Two or more races	347	7.4%
Hispanic or Latino	179	3.8%
Asian	139	3%
Other race	90	1.9%
Black or African American	28	0.6%
American Indian / Alaska Native	26	0.6%
Native Hawaiian / Pacific Islander	22	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.6%	30.3%	32.6%
$50k – $100k	25.9%	27.3%	27.7%
$100k – $200k	29.9%	28.3%	26.4%
Over $200k	7.5%	14.1%	13.3%

Under $10k 1.5%

$15k–$25k 9.8%

$25k–$35k 12.8%

$35k–$50k 6.7%

$50k–$75k 8.1%

$75k–$100k 13.7%

$100k–$150k 24.2%

$150k–$200k 12.9%

$200k+ 10.4%

Range	% of households
Under $10k	1.5%
$15k–$25k	9.8%
$25k–$35k	12.8%
$35k–$50k	6.7%
$50k–$75k	8.1%
$75k–$100k	13.7%
$100k–$150k	24.2%
$150k–$200k	12.9%
$200k+	10.4%
Median income	$94,044

Housing

Home values

Under $50k 8.0%

$150k–$200k 2.0%

$200k–$300k 4.6%

$300k–$500k 36.7%

$500k–$1M 38.8%

$1M+ 10.0%

Housing overview

Metric	Value
Median home value	$495,300
Median rent / month	$1,738
Owner occupied	85.6%
Renter occupied	14.4%
Vacant	5.6%
Single-family detached	85.3%
Large apartment buildings	0.0%
Mobile homes	9.4%
Median rooms	5.5
Avg household size (owned)	2.84

Year built

Era	%
2020 or later	0.0%
2010–2019	2.1%
2000–2009	12.9%
1990–1999	15.3%
1980–1989	22.4%
1970–1979	26.9%
1960–1969	12.0%
1950–1959	5.2%
1940–1949	0.7%
1939 or earlier	2.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	6.0%
2 bedrooms	20.8%
3 bedrooms	60.0%
4 bedrooms	8.6%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.8%
1 vehicle	14.7%
2 vehicles	34.6%
3 or more	44.9%

Heating fuel

Fuel type	%
Utility gas	5.8%
Electricity	28.7%
Propane / LP gas	31.9%
Fuel oil	0.8%
Wood	28.6%
Solar	1.8%

Households & families

Household type	Count	%
Married-couple family	1,003	61.1%
Cohabiting couple	22	1.3%
Male householder, no spouse	194	11.8%
Female householder, no spouse	423	25.8%
Households with children under 18	388	23.6%
Households with seniors (65+)	700	42.6%
Average household size	2.73

Marital status

Status	Male	Female
Never married	38.2%	22.6%
Married	51.0%	53.7%
Separated	1.4%	0.5%
Widowed	1.2%	10.7%
Divorced	8.2%	12.4%

Education

Less than 9th grade 0.7%

Some HS, no diploma 2.4%

HS graduate 31.8%

Some college, no degree 34.1%

Associate's degree 7.6%

Bachelor's degree 16.1%

Graduate / professional 7.2%

Metric	%
HS diploma or higher	96.9%
Bachelor's or higher	23.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	1.2%
Kindergarten	0	0.0%
Elementary school	220	23.5%
High school	414	44.3%
College / grad school	290	31.0%

Employment

Industry of employment

Education & healthcare 21.1%

Retail trade 13.3%

Arts, food & hospitality 12.2%

Public administration 11.5%

Construction 11.0%

Professional & management 10.6%

Manufacturing 4.6%

Other services 4.6%

Transportation & utilities 3.2%

Finance & real estate 3.2%

Wholesale trade 1.8%

Agriculture & mining 1.6%

Information 1.3%

Occupation

Category	%
Management, business & arts	41.5%
Service	19.7%
Sales & office	21.2%
Natural resources & construction	8.7%
Production & transportation	8.9%

Employment type

Type	%
Private sector	69.3%
Government	22.6%
Self-employed	8.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.1%
Carpool	3.2%
Public transit	0.0%
Walk	0.0%
Work from home	10.3%
Other means	0.4%
Avg commute (minutes)	35.3

Poverty

All people 21.1%

Under 18 years 32.6%

18 and over 19.0%

Married-couple families 13.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	46.0%
Retirement income	33.0%
Supplemental Security	4.0%
Cash public assistance	0.0%
Food stamps / SNAP	6.4%

Health indicators

Condition	%
Obesity	28.8%
High blood pressure	31.0%
High cholesterol	33.8%
Diabetes	9.7%
Heart disease	6.8%
Stroke	3.0%
Asthma	10.0%
Arthritis	26.2%
Kidney disease	2.9%
Pulmonary disease	7.0%
Cancer	7.9%

Behavior / access	%
Smoking	12.2%
Binge drinking	18.2%
No physical activity	17.6%
Less than 7 hrs sleep	30.5%
Depression	18.7%
Fair or poor health	13.0%
Poor mental health	13.8%
Poor physical health	10.4%
No health insurance	8.0%
Visited doctor (checkup)	69.5%
Visited dentist	72.2%
Cholesterol screening	93.3%
Teeth loss	9.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	238	6.3%

Disability	%
Any disability	12.9%
Under 18	5.2%
18–64 years	6.9%
65 and over	37.4%

Health insurance coverage

Type	%
Private insurance	81.8%
Public insurance	47.2%
No insurance	1.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,398	98.0%
Spanish	152	3.5%
Other Indo-European	38	0.9%
Asian & Pacific Islander	0	0.0%
Other languages	114	2.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,215	93.9%
Born in same state	4,171	92.9%
Born in different state	3,407	75.9%
Foreign born	44	1.0%
Naturalized citizen	273	6.1%
Not a US citizen	126	46.2%

Ancestry

Ancestry	Count	%
French	749	16.7%
Italian	563	12.5%
Arab	170	3.8%
Polish	138	3.1%

Ancestry	Count	%
Dutch	68	1.5%
English	49	1.1%
German	36	0.8%

Technology access

Metric	% of households
Computer access	36.6%
Internet access	97.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95623

What city is ZIP code 95623 in?

ZIP code 95623 is primarily assigned to El Dorado, California.

What county is ZIP code 95623 in?

ZIP code 95623 falls within El Dorado County, California.

What is the poverty rate in ZIP code 95623?

21% of residents in ZIP code 95623 live below the poverty line, above the national average.

Is ZIP code 95623 mostly owner-occupied?

86% of occupied units in ZIP code 95623 are owner-occupied, well above the national average.

Does ZIP code 95623 have a large retiree population?

46% of households in ZIP code 95623 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 95623?

The median home value in ZIP code 95623 is $495,300.

What timezone is ZIP code 95623 in?

ZIP code 95623 observes the PST timezone.